SAVINGS ACCOUNTS THAT ARE A BETTER FIT MAKE BETTER SAVERS
- Basic Savings
- Christmas Savings
- Health Savings Account
- FirstRate Money Market
- Money Market Tiered
- Certificate of Deposit (CD)
- UTMA-Minor Savings
MONEY MARKET TIERED
Take your deposits to the next level.
An account with a larger initial deposit offers you tiered interest that increases as your balance grows to the next level. You get the wealth building momentum of tiered interest with the accessibility of a Money Market.
FEATURES
- Offers tiered interest rates
- Deposits can be made at anytime
- Free online banking
- Free online statements
$2,500.00
Tier 1: Balances of $0.00 to $2,499.99 earn an interest rate of 0.00% with an annual percentage yield (APY) of 0.00%
Tier 2: Balances of $2,500.00 to $9,999.99 earn an interest rate of 0.65% with an APY of 0.65%
Tier 3: Balances of $10,000.00 to $99,999.99 earn an interest rate of 0.65% with an APY of 0.65%
Tier 4: Balances of $100,000.00 to $249,999.99 earn an interest rate of 0.70% with an APY of 0.70%
Tier 5: Balances of $250,000.00 and above earn an interest rate of 0.75% with an APY of 0.75%
$10 if daily balance falls below $2,500.00.
$2 per transactions over six per month.
To open the account, you must deposit a minimum of $2,500.00. A minimum balance fee of $10.00 will be imposed every month the balance in the account falls below $2,500.00 any days of the statement cycle. The interest rate and annual percentage yield (APY) for your account depend on the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. A minimum account balance of $2,500.00 is required to earn interest. Tier 1- If your daily balance is $0.00 up to $2,499.99 you will earn an interest rate of 0.00% and an APY of 0.00%. Tier 2- If your daily balance is $2,500.00 up to $9,999.99 you will earn an interest rate of 0.65% with a 0.65% APY. Tier 3- If your daily balance is $10,000.00 up to $99,999.99 you will earn an interest rate of 0.65% with a 0.65% APY. Tier 4- If your daily balance is $100,000.00 up to $249,999.99 you will earn an interest rate of 0.70% with a 0.70% APY. Tier 5- If your daily balance is $250,000.00 or more you will earn an interest rate of 0.75% with a 0.75% APY. APY is accurate as of 03/25/2024. Your interest rate and annual percentage yield are subject to change. At our discretion, we may change the interest rate on your account. During any calendar month you may not make more than six (6) withdrawals or transfers. Exceeding six (6) withdrawals or transfers in a statement cycle will result in a $2.00 charge per transaction over six (6). Applicant must be 18 years of age or older to open an account. Applicants under the age of 18 applying for a checking account must have an adult co-owner (18 years of age or older) on the account. Fees may reduce earnings. All applicants must meet 网上正规网投实体 account opening requirements. Some restrictions may apply.
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